Zakah Calculator
Calculate your annual Zakah accurately based on cash, gold, silver, investments, business assets, and deductible liabilities. Choose your preferred Nisab method and instantly estimate the 2.5% Zakah due on your net zakatable wealth.
Calculate your annual Zakah accurately based on cash, gold, silver, investments, business assets, and deductible liabilities.
This 2.5% rate is derived from authentic hadith regarding Zakah on wealth held for one lunar year.
How to Use This Zakah Calculator
Using this calculator is simple. Choose your currency and preferred Nisab standard (Gold or Silver). Then, input the value of your cash, investments, business assets, and precious metals. Finally, deduct any immediate short-term liabilities. The calculator will automatically determine your Net Zakatable Wealth and instantly calculate your 2.5% Zakah obligation.
What Is Zakah?
Zakah (or Zakat) is an essential Islamic financial principle and one of the Five Pillars of Islam. It requires adult Muslims who meet a minimum wealth threshold (known as Nisab) to donate a portion of their qualifying wealth (typically 2.5%) to specific charitable causes to purify their wealth and help those in need.
What is Nisab?
The Nisab is the minimum amount of wealth a Muslim must possess before Zakah becomes obligatory. It is historically equivalent to the value of 85 grams of gold or 595 grams of silver. If your net zakatable wealth is equal to or greater than the current Nisab value, you are required to pay Zakah. The two standard measures are:
- Gold Standard: The value of 85 grams of pure gold.
- Silver Standard: The value of 595 grams of pure silver (recommended by most scholars to maximize charitable giving).
How Zakah Is Calculated
Calculating Zakah requires a comprehensive review of your finances over the lunar year (Hawl). The math follows a simple structure:
Zakah Due = Net Wealth × 2.5%
Frequently Asked Questions
The Nisab is the minimum wealth a Muslim must possess before Zakah becomes obligatory. It is equivalent to the value of 85 grams of gold or 595 grams of silver.
Zakatable assets include cash savings, gold and silver, business inventory, investments and stocks, and money owed to you.
Yes. Immediate debts due within the current Zakah year may be deducted from your total assets before calculating Zakah. Do not deduct long-term debts like mortgages.
For Gold, our calculator uses the universal purity formula to find its true value: Weight × (Carat / 24) × Price per 24k gram. For example, 100g of 18-Carat gold is calculated as 100 × (18/24), meaning you are taxed on the equivalent of 75 grams of pure gold.